Our Solutions

Consumer Financing

Offering flexible financing solutions to individuals and business customers

GE's Consumer Financing business serves millions of consumers and businesses globally. Our innovative financing and banking solutions include credit cards, personal loans, savings and deposits through a diverse network of businesses including retail banks, retailers and dealers in 20 countries

Consumer Financing

Consumer Financing provides customized private label and bankcard credit card programs to major retailers in the U.S. and Canada. Our offerings also include promotional and extended financing, installment lending, and financial services for consumers through dealers; national, regional and independent retailers; associations; contractors; manufacturers; healthcare practices; and service providers.

Business sections

Sales Finance

Sales Finance provides affordable special payment options and financing for many of the products and services customers buy, from automotive to flooring. The world's largest retailer finance program provider, GE Money delivers fast, dependable financial solutions to consumers, businesses and merchants. Our expertise in financial services dates back more than 75 years when the GE Credit Corporation was formed to finance the purchase of home appliances in the U.S. during the Great Depression. Today, more than 130 million customers in 55 countries around the world turn to GE Money for their everyday financial solutions.

Retail Consumer Finance

Retail Consumer Finance (RCF) provides consumer and small business payment solutions for large, premier U.S. and Canadian retailers. Our innovative suite of solutions include private label credit cards, pre-paid debit and gift cards, and our patented Dual Card that provides the best features of private label credit cards and bankcards in one product.

Asia

GE Capital has a strong presence across Asia and the Pacific, providing customers with a range of consumer finance solutions including credit cards, mortgages, personal loans and sales financing.

Global Banking

Global Banking businesses include wholly owned banks, finance companies, and joint ventures with leading partners in key strategic markets. From credit cards and personal loans, to auto financing and savings products, Global Banking has a rich history of helping individuals and businesses meet their goals. Banking services are offered by many of the Consumer Financing businesses.

Western Europe

Operating in Switzerland, France, DOMs, Netherlands, Sweden, Norway and Denmark, GE Capital has been present in Western Europe since the early 1960s, offering a wide range of easy and clear consumer financing solutions from retail sales finance to personal and home equity loans.

Central and Eastern Europe

GE Capital CEE consists of bank subsidiaries located in Poland, Czech Republic, Hungary, Latvia, and Russia. Our banks in Poland, Czech Republic and Hungary are among the leaders in their respective markets, enjoying rapid growth over recent years by offering consumer mortgages, loans, and credit cards, in addition to bank accounts and services for saving and investment.

Asia

With innovative consumer credit card, personal loan and auto finance products, GE Capital is a leading service provider in this rapidly developing region. Our business in Singapore and JV with Bank of Ayudhya in Thailand strive to maintain a faster and easier way of meeting customer needs by focusing on sales process simplicity, speed and innovation.

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GE Capital fact sheet

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Taylor Guitars

Case StudyTaylor Guitars

GE Capital works in partnership with Taylor Guitars to build a strong network of dealers that carry the full range of their products.

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