Start building

At GE Capital we're not just bankers, we're builders. We provide smart financing and the know-how of GE to help our customers' capital go further and do more. Your company is building something and we get that. What you're building takes money, but it may also need knowledge and expertise. This is where we come in.

GE Capital is an extension of GE's rich heritage of building and supporting growth. Investing in the sectors we know best, we can provide more than just financing: We bring insight, knowledge and expertise to every loan. And as a result, businesses that finance with GE Capital benefit from the global know-how and expertise of GE. Around the world, we're helping our customers to invent more, to make more, to sell more and to do it all with greater efficiency. We're helping companies in ways that no other bank can.

Because we're GE.

Any bank can help you finance. Only a builder can help you grow.

Share   |   Print

GE Capital at a Glance

  • 2012 Net Income $7.4 Billion
  • Operations in 50+ Countries
  • Consumer Customers 60 Million
  • 2012 Assets $538 Billion
  • Commercial Customers 1 Million
  • Employees 50,000+

Download our Fact Sheet

From Our Perspective

GE Capital Insights

See all Insights »

 

See all Insights & Trends »

GE Capital Customer Stories

See all Customer Stories »

Invested in our customers' success

Our business model is different from most other financial institutions. GE Capital focuses on industries in which we have industrial capabilities and, rather than generate fees by originating loans and leases we then sell to third parties, we primarily underwrite loans and leases that we plan to hold on our own balance sheet. This fact underscores the confidence we have in our customers.

Serving companies of all sizes globally

We help our business customers to purchase, lease and distribute equipment, and we find them the capital they need for real estate and corporate acquisitions, refinancing and restructurings. Our expertise in serving mid-sized companies is unparalleled.

Cross-category leadership

GE Capital occupies lead positions in a number of industries, from aviation, healthcare and energy financing to fleet, franchise and middle market corporate finance. We are also experts in helping our customers manage the entire life cycle of their assets—from selection, to acquisition, to maintenance, to disposition—whether those assets are a fleet of cars and trucks, or a fleet of commercial aircraft.

A secure and stable business

GE Capital has diversified, global sources of funding based on its strong credit rating, including short-term and long-term debt as well as consumer deposits. Most of GE Capital's commercial loans are to mid-sized companies, spread across multiple industries and geographies and secured by tangible assets to reduce risk. More than 70% of GE Capital's loans are under $100 million, which minimizes our exposure and provides a vital source of lending to businesses.